The Mortgage Process

Discovery Conversation: We start with a call where we discuss your desires, aspirations and strategise how we’re going to achieve them. We delve into your financial situation, understanding your income, expenses, and existing debts. Whether you’re a first-time homebuyer or an experienced investor, we tailor our approach to your specific requirements.

Onboarding Process: After our Discovery Call, we streamline the process by collecting necessary documents to verify your personal and financial information. This meticulous approach ensures accuracy and efficiency.

Tailored Research and Recommendation: Our skilled mortgage brokers carefully analyse your financial details to find the right lender for your needs. We consider factors such as interest rates, repayment options, and special incentives. You’ll receive personalised recommendations with a comprehensive analysis of each option.

Smooth Application Submission: Once you’ve chosen a mortgage product, we guide you through the accurate completion of application forms. We act as your intermediary, managing the entire submission process with the chosen lender on your behalf. You will receive an AIP (Agreement in Principle), which means you can go about looking at homes or properties with confidence.

Effective Communication: We maintain constant communication with the lender, keeping you informed of the progress. Our team efficiently addresses any queries or requests for additional information to ensure a smooth process.

Transparent Mortgage Offer and Acceptance: Once you find the property you are looking for, we will guide you on how to finalise your full application. Once it is successful, the lender will issue a mortgage offer detailing the specific terms and conditions. We meticulously review the offer with you, ensuring you have a clear understanding before you formally accept it.

Seamless Completion and Ongoing Support: We guide you through the completion process, working closely with solicitors and valuers to streamline paperwork and ensure a smooth transfer of the property into your name. Even after completion, our dedicated team remains available to provide ongoing support for future mortgage reviews and re-mortgaging needs.