Creative Solutions
Your Source for Creative Property Investment Solutions
At Castle View Finance, we understand the aspirations of property investors because we were once aspiring investors ourselves. We offer exceptional commitment to helping you achieve your ambitions. We believe that there are numerous strategies that can propel you towards your property investment goals, all grounded in our own investment experiences and life wisdom.
Explore a range of innovative strategies designed to maximise your success in property investment and financing:
Buy Now Pay Later
Experience the flexibility of acquiring properties or goods without immediate full payment. With a Buy Now Pay Later strategy, you can make a purchase and delay the payment until a later date, usually with interest or fees involved. This option provides you with the freedom to secure valuable properties while managing your finances efficiently.
Part Pay & Tenant Buyer
Unlock the path to property ownership while living in your dream home. A Part Pay & Tenant Buyer strategy allows you to partially pay towards the purchase price of a property over time. Each partial payment accumulates, ultimately contributing to your ownership of the property. This approach ensures that you can enjoy the benefits of homeownership while gradually working towards full ownership.
Lease Options
Take advantage of the flexibility to secure a property for future ownership. A Lease Options strategy offers you the opportunity to lease a property with the option to purchase it at a predetermined price within a specified timeframe. This arrangement provides you with the time and freedom to evaluate the property before making a final decision, ensuring that it aligns with your long-term goals.
Below Market Purchase
Discover the potential for future appreciation and profit with a Below Market Purchase strategy. By purchasing properties at prices significantly lower than their current market value, you can seize opportunities for substantial returns. This strategy allows you to acquire undervalued properties that have the potential to increase in value over time.
Bulk Purchase Discounts
Unlock the benefits of economies of scale and negotiate favourable terms with a Bulk Purchase Discounts strategy. By purchasing multiple properties or a large portfolio of properties simultaneously, you can take advantage of discounted prices. This approach allows you to diversify your investments and maximise your potential returns.
Top Slicing
Qualify for higher loan amounts by leveraging rental income alongside your personal income. A Top Slicing strategy considers the rental income generated from your investment property when determining your eligibility for a mortgage. This innovative financing method allows you to increase your borrowing capacity and pursue larger investment opportunities.
Joint Borrow Single Applicant
Expand your borrowing capacity and share responsibility with a Joint Borrows Single Applicant strategy. This concept enables multiple individuals to jointly apply for a mortgage or financing, even if only one of them is the legal owner or primary borrower. By pooling resources and combining strengths, you can enhance your ability to secure financing for your property investments.
Alternative Finance Solutions
Explore non-traditional funding options through Alternative Finance Solutions. We understand that conventional bank loans may not always be the best fit for every investor. That’s why we offer alternatives such as peer-to-peer lending, crowdfunding, and private financing. These creative solutions provide you with diverse avenues to obtain funding for your property investments.
Flip for Profits
Seize the opportunity for quick profits with a Flip for Profits strategy. By purchasing undervalued properties and strategically renovating or improving them, you can enhance their market value. Once the improvements are complete, you can sell the property for a profit, leveraging your keen eye for potential and your ability to execute successful property flips.
Title Splitting
Unlock the potential of your property through Title Splitting. This strategy involves dividing a property’s ownership into separate titles, offering flexibility and possibilities for various purposes. Whether you’e interested in separating land from existing structures or creating multiple units within a single property for investment or development purposes, Title Splitting can be a valuable tool in your property portfolio.
ICR Optimisation
Ensure your loan affordability and financial stability with an ICR Optimisation strategy. The Interest Coverage Ratio (ICR) is a crucial factor in property financing. At Castle View Finance, we work closely with you to assess your property’s net operating income (NOI) and total interest expense. By analysing these factors, we help you optimise your ICR to meet the requirements set by lenders and secure favourable financing terms.
At Castle View Finance, we provide you with the knowledge, expertise, and personalised guidance to implement these strategies effectively. Our goal is to help you navigate the complex world of property investment, leveraging our extensive experience and wisdom to ensure your success.
Embark on your property investment journey with Castle View Finance. Contact us today to explore these creative solutions and unlock the full potential of your property aspirations. Our dedicated team is ready to assist you in building a thriving property portfolio tailored to your unique goals.