Later in Life

Retirement & Equity Release

Castle View Finance is dedicated to helping homeowners unlock the value of their homes through equity release. If you’e a homeowner looking to access the money that has built up in your property over time, our experienced advisors are here to guide you through the equity release process and provide you with the funds you need.

What is Equity Release?

Equity release is a specialised type of mortgage that enables homeowners to release a portion of the equity (money) tied up in their homes. This money can be utilised for various purposes, including debt consolidation, assisting children with their own property purchases, or investing in additional properties.

Lifetime Mortgage

At Castle View Finance, we can help you access finances with a Lifetime Mortgage. With a Lifetime Mortgage, you can borrow against the value of your property while retaining ownership. The mortgage term lasts for your lifetime, and any increase in the property’s value belongs to you and your beneficiaries. This allows you to access the funds you need without having to sell your home.

Why should you consider Equity Release for Later Life & Retirement?


Access to funds: Equity release allows you to access a portion of the money tied up in your property, providing them with a lump sum or regular income to use as they see fit.


Debt consolidation: You can use equity release to consolidate existing debts, such as credit cards or loans, into a single manageable payment.


Home improvements: Equity release can provide the funds needed to carry out home renovations or improvements, increasing the value and enjoyment of the property.


Supplement retirement income: If you are looking to enhance their retirement income, equity release can offer a regular income stream to support living expenses and fulfil financial goals.


Helping loved ones: You can use equity release to assist their children or grandchildren in getting onto the property ladder or providing financial support for education or other endeavours.


Enjoying retirement: Equity release allows you to fund your desired lifestyle during retirement, whether it’s travelling, pursuing hobbies, or enjoying leisure activities.


Purchasing a second property: You may also choose to use equity release to invest in a second property, such as a holiday home or buy-to-let investment.


Clearing an interest-only mortgage: Equity release can be a solution if you have an interest-only mortgage who need to repay the loan but lack sufficient savings or income.


Inheritance planning: It can use equity release to gift or pass on assets to your loved ones while still being able to enjoy the benefits of their property during your lifetime.


Peace of mind: Equity release provides you with financial stability and peace of mind, enabling you to live comfortably and maintain your quality of life.

Our Expert Advisors

Our experienced advisors have a mature and mindful approach on how you can utilise your finances as you plan for later in life. With access to a wide range of lenders, they will work closely with you to understand your specific financial needs and goals, guiding you through the equity release process.

Contact us today to schedule a consultation with one of our expert advisors

Find us

15 Finkle Street

Castle View Finance Ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register ( under reference [983869]

The FCA does not regulate some forms of Business But to Let Mortgages and Commercial Mortgages to Limited Companies.

The information contained within this Website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. We usually charge a fee of £499 standard and £995 complex

Castle View Finance Ltd Registered Address: 15 Finkle Street, Carlisle, Cumbria, CA3 8UU

Registered in England and Wales No: 13698579

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.