Business Insurance

Castle View Finance is your trusted partner in navigating the challenges and risks of running a business. We recognise that every business is unique, which is why we offer a comprehensive range of business insurance solutions to safeguard your company’s financial well-being and ensure its continuity. Our tailored insurance options are designed to mitigate potential risks and provide the peace of mind you need to focus on growing your business.

Business Loan Insurance

When obtaining a business loan, it’s crucial to mitigate the associated financial risks. Our business loan insurance offers protection in the event that your business is unable to meet its loan repayments due to unforeseen circumstances such as disability, critical illness, or death. This coverage provides financial support to help you navigate challenging times and continue operating your business smoothly.

Keyman Insurance

Key personnel play a vital role in the success of any business. Keyman insurance safeguards your company against the financial impact of losing a key employee due to disability, critical illness, or death. It provides a lump sum payment that can be used to cover recruitment costs, training expenses, and other financial obligations, allowing your business to continue operating without major disruption.

Relevant Life Insurance

Relevant life insurance is a tax-efficient life cover designed specifically for directors and employees of limited companies. It provides a lump sum payout to the nominated beneficiaries in the event of the insured person’s death. By offering relevant life insurance, you can provide financial security for your employees and their families, demonstrating your commitment to their well-being while benefiting from potential tax advantages.

Shareholder Protection

Shareholder protection is essential for businesses with multiple shareholders. It ensures the continuity of your business by protecting the interests of each shareholder. In the event of a shareholder’s death or critical illness, shareholder protection provides funds to enable the remaining shareholders to buy the affected shareholder’s shares. This helps maintain business stability, prevents disputes, and ensures a smooth transition of ownership.


  • Why is business insurance essential for my company?

    Business insurance is crucial for protecting your business and ensuring its long-term success. At Castle View Finance, we understand the risks faced by businesses, including mistakes, damage to stock or premises, and legal costs. Our comprehensive business insurance policies, including liability insurance, can safeguard your business against these everyday risks. In the event of unforeseen setbacks, having the right coverage means you can have confidence that you and your employees are protected, and our dedicated team can assist you in getting your business back on track efficiently. Additionally, business insurance adds credibility to your company, instilling trust in potential customers and employees, making it an essential aspect of your overall business strategy.

  • What are the legal requirements for business insurance?

    As a responsible business owner in the United Kingdom, it’s important to be aware of the legal requirements for insurance coverage. If you have employees, you are legally obliged to have employers’ liability insurance. This coverage helps cover the costs of compensating employees who are injured or fall ill due to work-related reasons. Additionally, if your business utilises vehicles, commercial motor insurance is mandatory. Furthermore, certain professions are required by their professional bodies or regulators to have professional indemnity insurance. It is important to comply with these legal obligations to protect your business and ensure compliance with the law. At Castle View Finance, we can guide you in understanding the specific insurance requirements for your business and provide tailored solutions to meet your legal obligations and protect your interests.

  • How do I determine the right business insurance coverage for my company?

    Determining the right business insurance coverage depends on various factors, including the nature of your business, industry risks, financial obligations, and number of employees. At Castle View Finance, our expert advisors will work closely with you to assess your business’s specific needs, conduct a thorough risk analysis, and recommend a tailored insurance plan that addresses your unique requirements and budget.

  • Can I modify my business insurance coverage as my company grows?

    Absolutely. As your business evolves and expands, it’s essential to review and adjust your insurance coverage accordingly. Castle View Finance will be there to support you every step of the way. We offer ongoing guidance and assistance to ensure your business insurance coverage remains adequate and aligned with your changing needs, providing seamless protection as your company grows.

Protect your Business with Comprehensive Business Insurance

Protect your business’s financial stability and ensure its continuity with Castle View Finance’s comprehensive business insurance solutions. Our team is ready to discuss your specific insurance needs, answer any questions you may have, and provide the tailored coverage your business requires. Contact us today to schedule a Discovery Call and secure the future of your company.

Contact us

Find us

15 Finkle Street

Castle View Finance Ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register ( under reference [983869]

The FCA does not regulate some forms of Business But to Let Mortgages and Commercial Mortgages to Limited Companies.

The information contained within this Website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. We usually charge a fee of £499 standard and £995 complex

Castle View Finance Ltd Registered Address: 15 Finkle Street, Carlisle, Cumbria, CA3 8UU

Registered in England and Wales No: 13698579

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.