Complex Lending
Castle View Finance: Driven to Provide Lending Solutions
Castle View Finance excels at navigating the complexities of lending on behalf of our clients in a vast array of situations. With our extensive network of over 170 lenders, we have the ability to find solutions for almost any client type. We understand that each individual and business has unique financial circumstances, and we leverage our expertise and lender relationships to secure financing that meets your specific needs.
Our Strength Lies in Understanding Complexity and Detail
At Castle View Finance, we recognise that success in lending requires a deep understanding of the complexity and detail within each situation. We take the time to thoroughly analyse your circumstances, whether you are a limited company (LTD), a limited liability partnership (LLP), or an individual seeking financing for personal property. We understand the intricacies involved and tailor our approach accordingly.
LTD & LLP Financing Solutions
If you operate as a limited company or a limited liability partnership, we have specialised financing solutions to address your unique requirements. Using an LLP or LTD structure for property purchase offers the advantages of limited liability protection, shielding personal assets from potential claims, and tax efficiency through opportunities for tax planning. Additionally, these business structures provide a structured framework for property investments, enabling continuity, ease of succession planning, and a more professional image in the real estate market.
Whilst this is becoming a popular option, it’s not the right choice for everyone. The benefits of using an LLP or LTD for property purchase may vary depending on the specific circumstances and
applicable tax and legal regulations. It is important to get in touch with your accountant to discover if an SPV Limited Company or LLP is right for you.
Personal Property Financing
Castle View Finance is also well-versed in securing financing for personal property. Whether you are a first-time homebuyer, a homeowner looking to remortgage, or an individual seeking funding for a personal investment property, we have the expertise to guide you through the lending process. Our extensive lender network allows us to explore various options and find the most suitable mortgage or financing solution based on your individual circumstances and preferences.
Consideration for Tax Position
We understand that tax considerations play a significant role in property financing decisions. Castle View Finance takes into account your tax position and works closely with you to structure lending solutions that align with your tax strategies. Whether you require assistance with tax-efficient borrowing for your property portfolio or need guidance on optimising your tax position during property transactions, our knowledgeable team can provide valuable insights and recommendations.
How am I owning this Property? Property Ownership and Financing
Castle View Finance offers a comprehensive understanding of different property ownership structures and their implications for financing. Particularly with residential property, there are two types of ownership – joint, and tenants in common. When you’re buying in your personal name, it’s important to identify how you own your property. You will be asked by your solicitor, and it is also important to know when talking to your accountant for tax purposes.
Joint Ownership is when you and for example, your partner both own the property. Tenants in common is when you own a share of the property.
We have the expertise to navigate the associated challenges and find suitable financing options. We can guide you through the intricacies of shared ownership, leasehold properties, freehold properties, and other ownership arrangements to ensure you secure the financing you need.
Unlock Financial Success with Castle View Finance
When it comes to navigating the complexities of lending, Castle View Finance is your trusted partner. Our vast network of lenders, coupled with our in-depth understanding of various client types and their unique situations, enables us to find tailored solutions that lead to financial success. We pride ourselves on providing exceptional service, expert guidance,
and a personalised approach to meet your financing needs. Contact Castle View Finance today to explore how we can assist you in securing financing that aligns with your circumstances and supports your property ownership goals. Our dedicated team is ready to navigate the lending landscape on your behalf and help you achieve your financial objectives.