Run the numbers

Lenders may consider lending around

£0

Property budget (with deposit)

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Loan-to-value

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Monthly repayment (upper figure)

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Some lenders, some incomes

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Figures are an illustration only, not a mortgage offer or a decision in principle. What a lender will actually offer depends on its own checks of your income, outgoings, credit history and the property.

Monthly payment

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Total interest

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Total repaid

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If rates were 1% higher

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Your home may be repossessed if you do not keep up repayments on your mortgage. Figures are an illustration only, not a mortgage offer or a decision in principle. What a lender will actually offer depends on its own checks of your income, outgoings, credit history and the property.

Stamp duty to pay

£0

Residential rates for England and Northern Ireland from 1 April 2025. Buying over the border? Scotland has LBTT and Wales has LTT, with different rates. Always check with your solicitor or GOV.UK.