Insurance & protection
Home & landlord insurance
Buildings and contents cover for your home, landlord insurance for your lets, and specialist cover for properties under refurbishment.
Your lender will usually expect buildings insurance to be in place from exchange of contracts — not completion — so it's worth arranging early. Contents cover protects everything inside, and accidental damage is worth a thought if you have children or pets.
Landlords need cover designed for letting: buildings, landlord's contents, loss of rent and liability. Empty or part-refurbished properties need specialist unoccupied cover too.
Ready for exchange
We make sure cover starts on the right day so nothing holds up your purchase.
Policies that match the strategy
Serviced accommodation, HMOs and holiday lets all need the right wording.
One conversation
Arranged alongside your mortgage and protection, so nothing falls through the gaps.
FAQs
Home questions
When should buildings insurance start?
Usually from exchange of contracts, as that's when you become legally committed to buying. Your solicitor and lender will confirm.
Talk to an adviser
A free, no-obligation chat about where you are and where you'd like to be. We'll tell you honestly what's possible.